All vehicle rentals through Yourdrive include insurance (excess may apply). You’re covered up to the value of the vehicle and up to $1,000,000 in liability.
The insurance covers all damage (defined as "damage to a Registered Vehicle, such as broken parts, dents and stains, that occurs during a Rental including the theft of, or of part of, the Registered Vehicle but does not include fair wear and tear or mechanical failures that occur other than due to the negligence of, or abuse by, a Renter”) incurred during a rental.
In the case of damage being incurred, all users deal directly with us. We have our own agreements in place with our insurer. The maximum you can be charged is the excess. You choose your excess level when making your booking request. Find out more about the excess levels in our 'How much is the excess?' FAQ.
Details of excess and insurance can be found in our Renter Terms and Conditions, specifically section 21: Insurance.